#You need a budget affiliate software

The wedding went off without a hitch (pun fully intended), and Benj and I have been budgeting together with YNAB ever since. I even used it a few months later to budget for our wedding! It kept me accountable and stopped me from ordering live swans and ice sculptures. YNAB was easy to understand and to use on a daily basis.

#You need a budget affiliate software

I had never heard of this budgeting software before, but I took to it like a fish to water. It was during this process that Benj introduced me to You Need a Budget ( YNAB for short). We had fun estimating costs, running numbers, checking out apartment complexes, and talking to others about their expenses (i.e. Because that’s what normal couples do, right? (Right guys? C’mon, anybody?) So, being the nerds we are, we set up a mock budget together. Benj and I wanted to have an accurate idea of what living on our own would cost. We fell in love and started talking about our future life together.īefore long, the subjects of money and living expenses came up. Instead, I simply kept a running list of the money I’d earned and spent.īecause I lived at home with my parents, and didn’t have many recurring expenses, I had never given budgeting much thought. I had never done a zero-based budget until a few years ago, even though I’d faithfully saved money since elementary school (further proof that I’ve always been a nerd). (Or as my husband always responds, “No-the beginning.”)

Once upon a time, I fell in love with budgeting. I’ve heard quite a few people ask, “Is YNAB worth the money?” It’s a fair question that deserves an honest answer, so let’s chat.